2. Provision of Services
You agree and acknowledge that RMO is entitled to modify, improve or discontinue any of its services at its sole discretion and without notice to you even if it may result in you being prevented from accessing any information contained in it. Furthermore, you agree and acknowledge that RMO is entitled to provide services to you through subsidiaries or affiliated entities.
3. Proprietary Rights
You acknowledge and agree that RMO may contain proprietary and confidential information including trademarks, service marks and patents protected by intellectual property laws and international intellectual property treaties. RMO authorizes you to view and make a single copy of portions of its content for offline, personal, non-commercial use. Our content may not be sold, reproduced, or distributed without our written permission. Any third-party trademarks, service marks and logos are the property of their respective owners. Any further rights not specifically granted herein are reserved.
4. Submitted Content
When you submit content to RMO you simultaneously grant RMO an irrevocable, worldwide, royalty free license to publish, display, modify, distribute and syndicate your content worldwide. You confirm and warrant that you have the required authority to grant the above license to RMO.
5. Termination of Agreement
The Terms of this agreement will continue to apply in perpetuity until terminated by either party without notice at any time for any reason. Terms that are to continue in perpetuity shall be unaffected by the termination of this agreement.
6. Disclaimer of Warranties
You understand and agree that your use of RMO is entirely at your own risk and that our services are provided "As Is" and "As Available". RMO does not make any express or implied warranties, endorsements or representations whatsoever as to the operation of the RMO website, information, content, materials, or products. This shall include, but not be limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement, and warranties that access to or use of the service will be uninterrupted or error-free or that defects in the service will be corrected.
7. Limitation of Liability
You understand and agree that RMO and any of its subsidiaries or affiliates shall in no event be liable for any direct, indirect, incidental, consequential, or exemplary damages. This shall include, but not be limited to damages for loss of profits, business interruption, business reputation or goodwill, loss of programs or information or other intangible loss arising out of the use of or the inability to use the service, or information, or any permanent or temporary cessation of such service or access to information, or the deletion or corruption of any content or information, or the failure to store any content or information. The above limitation shall apply whether or not RMO has been advised of or should have been aware of the possibility of such damages. In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed the liability of RMO is limited to the greatest extent permitted by law.
8. External Content
RMO may include hyperlinks to third-party content, advertising or websites. You acknowledge and agree that RMO is not responsible for and does not endorse any advertising, products or resource available from such resources or websites.
9. Jurisdiction
You expressly understand and agree to submit to the personal and exclusive jurisdiction of the courts of the country, state, province or territory determined solely by RMO to resolve any legal matter arising from this agreement or related to your use of RMO. If the court of law having jurisdiction, rules that any provision of the agreement is invalid, then that provision will be removed from the Terms and the remaining Terms will continue to be valid.
10. Entire Agreement
You understand and agree that the above Terms constitute the entire general agreement between you and RMO. You may be subject to additional Terms and conditions when you use, purchase or access other services, affiliate services or third-party content or material.
11. Changes to the Terms
RMO reserves the right to modify these Terms from time to time at our sole discretion and without any notice. Changes to our Terms become effective on the date they are posted and your continued use of RMO after any changes to Terms will signify your agreement to be bound by them.
Overview
ReduceMyOverhead.com (“RMO”, “we” or “our”), operated by Kayllan Business Services, Inc., takes the confidentiality of your personal information seriously. The following discloses our information gathering and dissemination practices for this website.
RMO respects your privacy. All information is held to the highest degree of confidentiality. We do not sell, rent, or loan any personally identifiable information regarding our customers to any third party. In certain cases, we may use and share aggregated information when it enables us to improve and enrich our product and content offering. Any personally identifiable information you give us is held with the utmost care and security both online and offline.
Personally Identifiable Account Information
RMO will not collect any personally identifiable information about you (your name, address, telephone number or e-mail address) through our website unless you have provided it to us voluntarily. If you do not want your personal data collected, please do not submit it to us. We do not now and do not intend to sell, rent or market personal data about you to third parties.
Browser information collected on the website
RMO analyzes our website logs to constantly improve the value of the materials available on website. Our website logs are not personally identifiable, and we make no attempt to link them with the individuals that actually browse the site.
Privacy of our email lists
RMO maintains an email list of subscribers to our newsletter. Our list is made up only of those individuals who specifically opt-in to be added to our mailing list.
We do not sell, rent, loan, trade, or lease the addresses on our list to anyone. From time to time, we do send out special offers on behalf of advertisers to our members. When we do such mailings, the advertisers send us the advertisements, and we send the email. Thus the advertisers do not have access to your personal contact information unless you respond to their ads and provide them with personal information yourself.
IP Address
RMO logs IP addresses for evaluating which areas of our site are most visited. IP addresses are not used for tracking or monitoring a user's session.
Cookies
RMO may place cookies on a user's hard drive. A cookie is a small data file sent from our server and placed on a personal computer. It contains information about a visit that can only be read by our server. This information may assist a user on a return visit to the RMO website. Users may stop the cookies by changing a setting on their browser.
Security
Maintaining your personal information in a secure manner is among the highest priorities of RMO. We want you to know that safeguards are in place, both online and off-line, to attempt to prevent any unauthorized parties from reading any information that you send us.
Links to Other Sites
RMO provides links to websites over which we exercise no control. RMO is not responsible for the privacy practices or the content of such websites. You are encouraged to read the privacy statements of these linked sites as their privacy policy may differ from ours. Please make note that when you click on one of these links you will be directed to another website.
Notification of Changes
By using this site, you signify your assent to our Privacy Policy. If you do not agree to this policy, please do not use this site. We reserve the right, at our complete discretion, to change, modify, add, or remove portions of this policy at any time.
Please check back periodically for any changes we may make to this policy. Your continued use of this site following the posting of changes to these terms will mean you accept these changes.
If you have questions or comments about our site, services, and company policies or procedures, please contact RMO at feedback@reducemyoverhead.com.